Mortgages for S-Corp Owners
We understand the balance between your W-2 salary and K-1 distributions. Expert financing for S-Corp owners.
S-Corp Mortgage Experts
S-Corporations are brilliant for tax savings, but splitting your income between a W-2 salary and K-1 distributions confuses most loan officers. We are experts at combining your W-2, your distributions, and the business's net profit to give you the massive purchasing power you actually deserve.
🧮 W-2 + K-1 Combination
We expertly calculate your true income by blending your S-Corp W-2 salary with your ordinary business income and distributions.
📈 Corporate Add-Backs
We comb through your 1120S corporate tax returns to add back non-cash deductions like depreciation, instantly increasing your buying power.
🏦 Alternative Documentation
If your corporate returns don't tell the whole story, we can ignore them completely and use 12 months of business bank statements instead.
⚡ Faster Underwriting
Because we specialize in S-Corp structures, our underwriters don't need 45 days to figure out your taxes. We close fast.
Speak with a Specialist
Maximize your S-Corp income for your next home purchase. Connect with a specialist today.