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Mortgages for LLC Owners

Navigate K-1s, distributions, and business write-offs with ease. Specialized home loans for LLC owners.

Unlocking LLC Income

If you own or partner in a Limited Liability Company (LLC), your income is likely reported on a K-1 or Schedule C. Traditional lenders often struggle to calculate this correctly, leading to delayed or denied loans. We specialize in understanding LLC structures and maximizing your usable income.

📄 K-1 Income Analysis

We know how to properly add back depreciation, depletion, and amortization from your K-1s to significantly boost your qualifying income.

🏦 Skip the Tax Returns

Don't want to provide corporate returns? Use our 12-month Bank Statement program to qualify based strictly on cash flow.

💼 Partnership Flexibility

Even if you only own a percentage of the LLC, we have programs that can use your proportionate share of the business revenue.

📈 Asset Depletion

If you keep substantial liquidity inside or outside of the LLC, we can use asset utilization to supplement your monthly income.

Explore Other Specialty Programs

Self-Employed Mortgage ProgramsFirst-Time Home BuyersMortgages for RealtorsMortgages for Gig WorkersMortgages for Small Business OwnersMortgages for S-Corp OwnersDSCR Investment Property Loans

Speak with a Specialist

Don't let a complex K-1 ruin your chances. Let our LLC mortgage experts run your numbers for free.

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